Prince Me'teb commented that the nomad settlement program begun in 1910 by King Abdul Aziz was the first social development process in Saudi Arabia. Each of the settlements for the twelve or so tribes was provided with a school and a water well. Since then, the government has continued to give the utmost attention to the housing sector, offering citizens soft loans through the Real Estate Fund and the Saudi Credit Bank in addition to distributing free plots of land for building.
Over the past two decades in particular, the Kingdom has witnessed significant urban development. By the end of the Fifth Five-Year Development Plan (1990-94) a total of about 3 million housing units had been provided by the state, and another 2.5 million units set up by the private sector.